What Is A Home Warranty?
A home warranty is a service contract that covers the repair or replacement of many of the most frequently occurring breakdowns of home system components and appliances.
Your home is often your biggest investment and maintaining it can also be your biggest expense, especially when sudden repairs are needed. Furthermore, if you're stuck without water, heat or electricity in the middle of the night or on a holiday, it can be hard to find a reliable and affordable repairman. A Home warranty contract from Anchor Home Protection is designed to resolve these issues and provide you with an inexpensive solution to otherwise expensive repairs with qualified service providers who respond quickly.
Most leading home insurance contracts as standard don't cover home emergencies. Some cover the damage caused by it. Homeowner insurance protects your home and items within from catastrophic disasters and acts of God such as earthquakes, hurricanes, fires, freezing, floods, lightning, soil erosion, riots, theft, hail and others. It is advisable that you check with your current home insurance provider to make sure you're not taking unnecessary coverage.
Similarly, all appliances come with a warranty but they can run out after as little as a year. It is wise to protect your items, not just for the first twelve months, but for their whole lifetime. While you’re covered, your warranty will pay for any repairs that need to be carried out, including labor and parts costs. As a customer you will have access to our 24 hour helpline to arrange a repair with a local licensed and insured contractor who can arrange to meet with you at a mutually convenient time.
Home Warranty vs. Homeowner Insurance & Manufactures Warranty
|Event/Item||Homeowners Insurance||Manufacturers‘ Warranty||Home Warranty|
|Covers structure in case of wind damage||Covered|
|Stolen personal property||Covered|
|Injury of 3rd person on your property||Covered|
|Electrical or Mechanical Breakdowns||Covered for 1st year|
|Appliance breakdown from normal wear and tear||Covered|
|Heating & cooling system component breakdown||Covered|
|Plumbing line breakdowns||Covered|
Homeowner’s insurance does NOT protect your systems and appliances from breakdowns. Manufacturers’ warranties protect you only during the first year when breakdowns are unlikely. In addition, to protect all your home systems and appliances individually would be extremely expensive and confusing since you would have to deal with several companies at the same time. That’s why a Home Warranty is the perfect pairing to a Homeowner’s policy. AHP’s Home Warranty can conveniently help protect your wallet from the costly repair of covered system and appliance breakdowns.
So don't just cross your fingers and hope nothing will breakdown due to normal wear and tear read more about home warranties from Anchor Home Protection®
Most often used systems and appliances.
AHP covers many of the most frequently used items we as homeowners take for granted until something breaks down.
Customize your coverage from many packages available to you today. Whether you are going through a real estate transaction, are currently living in a home you own, are renting it out to a tenant or even if you would like to buy coverage for your loved ones, AHP has a home warranty plan for you. Several option packages and single item options are available to customize your plan to fit your individual budget and lifestyle. No home inspection necessary!
Our standard coverage plans include:
You can also expand your coverage to include:
Terms of Coverage
AHP provides coverage for your residential dwelling and does not require the dwelling to be owner-occupied. Residential dwellings include single-family homes, new construction, condominiums, townhouses, mobile homes and multiunit dwellings.
The covered items must be domestic grade and in good working order at time of purchase. Commercial grade items are only covered if specified by the manufacturer for use in a residential application. While a Home Warranty cannot prevent systems or appliances from breaking, the coverage is designed to cover the most frequently occurring breakdowns from normal wear and tear which can cost homeowners thousands of dollars each year.
Since your home is one of your biggest investments, it only makes sense to protect it. Right?